I'm not sure if this ties in with the Time Out logic in any way whatsoever, but I decided to put it in its own separate posting in case.
In the last game, San Diego was down by 7 with 50 seconds to go in the game, at their 20 yard line, with all 3 time outs.
In 18 seconds, they used all 3 time outs with completed pass plays of 4 yards, 8 yards, and 1 yard. Only one of those plays listed pressure being applied, that being the last one.
In the remaining 32 seconds, SD completed passes of 4 yards and 3 yards, with no pressure listed.
Now, it seems to me that a team would want to be trying to chuck it a little further down the field, especially with no time outs left... Yes, the risk of a pick is there, but you're not gaining anything with dink-and-dunk plays either. Plus, an incomplete pass is almost as good as a time out at this point... So if you're really desperate, heave it out of bounds in the vicinity of a receiver, and take the play clock to reset.
Am I making sense, or am I just out there?